Our Services

Health Insurance

  • Comprehensive medical coverage that protects employees and their families from unexpected healthcare costs.
  • Our group plans provide access to quality providers, prescription drug coverage, preventive care, and hospitalization benefits.
  • We offer various plan options, including PPOs, HMOs, and HDHPs with HSA compatibility, allowing you to choose coverage levels that fit your budget and meet diverse employee needs.

Dental Plans

  • Oral health coverage designed to encourage preventive care and manage treatment costs.
  • Our plans typically cover routine cleanings, exams, X-rays, and basic services at high benefit levels, while also covering major procedures like crowns and oral surgery.
  • Many options include orthodontic benefits for employees and dependents, promoting long-term dental health and overall well-being.

MEC Plans

  • Cost-effective health coverage specifically designed to meet Affordable Care Act (ACA) compliance requirements while providing essential health benefits.
  • Ideal for employers offering affordable coverage to part-time, temporary, or seasonal staff, these plans typically include preventive care, basic medical services, and limited hospitalization benefits, helping employers avoid ACA penalties.

Vision Coverage

  • Eye care benefits that make vision care affordable and accessible.
  • Plans typically cover annual eye exams, prescription eyeglasses, and contact lenses, often including discounts on laser eye surgery.
  • Regular vision care maintains eye health and can detect early signs of other conditions like diabetes, making it a valuable addition to any benefits package.

Life Insurance

  • Financial protection that provides peace of mind for employees and their loved ones.
  • Group life insurance offers a death benefit to beneficiaries to help replace lost income and cover final expenses.
  • We offer basic coverage plus supplemental options that allow employees to purchase additional coverage for their families.
  • Many plans also include accelerated death benefits and conversion options.

Disability Insurance

  • Income protection that safeguards financial security when illness or injury prevents work.
  • Short-term disability provides partial income replacement for temporary periods (weeks to months), while long-term disability protects against extended or permanent disabilities.
  • These benefits help employees maintain their standard of living and meet financial obligations during challenging times.

Medicare Advantage Plans

  • Medicare Advantage Plans (Part C) are all-in-one healthcare alternatives to Original Medicare, offered by private, Medicare-approved insurance companies.
  • These plans combine Part A (Hospital) and Part B (Medical), often including extra benefits like prescription drug coverage (Part D), dental, vision, hearing aids, and wellness programs.
  • Many feature $0 monthly premiums and out-of-pocket maximums that limit annual costs.
  • They typically use provider networks and may require referrals, offering convenient, coordinated care and extra coverage not found in Original Medicare.

Medicare Supplement Plans

  • Medicare Supplement Insurance (Medigap) works alongside Original Medicare to help cover your remaining healthcare costs.
  • These standardized plans help pay for expenses like copayments, coinsurance, and deductibles that Original Medicare doesn't fully cover.
  • With a Medigap plan, you can visit any doctor or hospital that accepts Medicare nationwide without network restrictions or referrals.
  • These plans offer predictable healthcare costs and peace of mind, though they require a separate monthly premium in addition to your Medicare Part B premium.

Elevate Employee Benefits

Unlock the full potential of your workforce with our tailored benefits solutions that simplify administration and boost employee satisfaction. Reach out for details.

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